Popup campers are basic RVs that pull behind a vehicle. Popup campers typically come with basic amenities, but a few do not have bathrooms. For less than $1,000, you can purchase a preowned popup camper. The cost of a brand new popup camper ranges from $5,000 to as much as $23,000. Due to the low prices of popup campers, some people wonder if they need insurance.
What is the cost of insuring a popup camper?
The cost of insuring your pop-up camper will vary depending on a number of factors. It is important to note that the type of coverage you receive varies from insurance company to insurance company. If you are uncertain, you should request quotes so that you can make a more informed decision. An average pop-up camper insurance policy can cost between $75 and $400 per year. As a result, this is only an estimate, and depending on a variety of factors, your premium may be higher or lower.
Is it necessary to insure my popup camper?
Various reasons can lead to a popup camper being damaged, as with any RV. First of all, your camper may be involved in a collision on the road with another vehicle. There is also a possibility that your camper may have been damaged by another vehicle while you were stationary. Moreover, natural disasters such as floods, tornadoes, and storms are also capable of damaging your pop-up camper. It is common for severe weather systems to cause damage to your property that may be costly to repair. You will be covered by your insurance at this point. You may also be the victim of vandalism or theft in addition to damages such as those described above. Moreover, it is possible to have the belongings that you stored in the popup camper stolen as well. Aside from these reasons, you should also get insurance for the following reasons.